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<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'>The offer from Hanseatic
underwriters has some funny points to reduce their risk:<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'>-passengers from the <st1:country-region
w:st="on">US</st1:country-region> and <st1:place w:st="on"><st1:country-region
w:st="on">Canada</st1:country-region></st1:place> are not covered in the liability
insurance<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'>-underwater operations
are not covered..<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'>On the other hand is salvage
cost covered for several millions !<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'>With other words the
insurer don’t understand Because we are a small group..<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'>Maybe a Psubs collective insurance
is a idea. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'>Regards, Emile<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span lang=EN-GB
style='font-size:10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>Van:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
Personal_Submersibles [mailto:personal_submersibles-bounces@psubs.org] <b><span
style='font-weight:bold'>Namens </span></b>"<st1:PersonName
ProductID="Carsten Standfuß" w:st="on">Carsten Standfuß</st1:PersonName> "<br>
<b><span style='font-weight:bold'>Verzonden:</span></b> donderdag 27 maart 2014
23:48<br>
<b><span style='font-weight:bold'>Aan:</span></b> Personal Submersibles General
Discussion<br>
<b><span style='font-weight:bold'>Onderwerp:</span></b> Re: [PSUBS-MAILIST]
insurance</span></font><o:p></o:p></p>
</div>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face="Courier New"><span style='font-size:10.0pt;
font-family:"Courier New"'>Thats right. If you make bad saftey precautions or a
mistake.. <br>
<br>
But if you make no mistake and he just wash overboard and battered in pieces by
the propeller<br>
</span></font>- and later his lawer comes with funny arguments, like
"there is no railing all around on your submarine and my client was not
aware of it." <br>
<br>
In that case you have a nice paper that your guest have notice that.. <br>
If somebody not sign this paper he will not tavel with the submarine.. <br>
<br>
groet Carsten<br>
<br>
<br>
"Emile van Essen" <emile@airesearch.nl> schrieb: <o:p></o:p></p>
<div>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><font
size=3 face="Times New Roman"><span lang=EN-GB style='font-size:12.0pt'>“But
anyway passenger have to sign a paper that a submarine is a potential dangerous
machine and they take the trip on there own risk.”<u1:p></span><o:p></o:p></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><font
size=3 face="Times New Roman"><span lang=EN-GB style='font-size:12.0pt'><u1:p>Doing
this makes no sense. If a accident is related to bad safety precautions or a
big mistake by the pilot, you have a problem anyway..<u1:p></span><o:p></o:p></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><font
size=3 face="Times New Roman"><span lang=EN-GB style='font-size:12.0pt'><u1:p>Regards,
Emile<u1:p></span><o:p></o:p></font></p>
<font size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:
"Times New Roman"'><u1:p></span></font>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=3
face="Times New Roman"><span style='font-size:12.0pt'><u1:p>
<hr<u1:p> size=2 width="100%" align=center tabindex=-1>
</span></font></div>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><font
size=2 face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma;font-weight:
bold'>Van:</span></font></b><font size=2 face=Tahoma><span style='font-size:
10.0pt;font-family:Tahoma'> Personal_Submersibles
[mailto:personal_submersibles-bounces@psubs.org] <b><span style='font-weight:
bold'>Namens </span></b>"<st1:personname u2:st="on" ProductID="Carsten Standfuß"><st1:PersonName
ProductID="Carsten Standfuß" w:st="on">Carsten Standfuß</st1:PersonName> "<br>
<b><span style='font-weight:bold'>Verzonden:</span></b> donderdag 27 maart 2014
18:11<br>
<b><span style='font-weight:bold'>Aan:</span></b> Personal Submersibles General
Discussion<br>
<b><span style='font-weight:bold'>Onderwerp:</span></b> Re: [PSUBS-MAILIST]
insurance</span></font><u1:p><o:p></o:p></p>
</div>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><font
size=2 face="Courier New"><span style='font-size:10.0pt;font-family:"Courier New"'><u1:p>All
SL classe subs have a insurance. <br>
<br>
Nessesary if you try to carry passengers for money. <br>
<br>
The lawer of the children of a 90 years old passenger with a deadly heardattack
on his birthday travel<br>
in your sub will strip you to nothing if you have no insurance. <br>
<br>
Euronaut has no class but a P&I insurance due to the owners good
network in the shipbuilding industry. <br>
And maybe due to the fact that the owner work as naval architect and time to
time for a classification society..<br>
</span></font>But anyway passenger have to sign a paper that a submarine is a
potential dangerous machine and they take the trip on there own risk. <br>
<br>
But why you want to insure? The insurance will only cover the damage the sub do
to others. <br>
I dont think that you sub will do major damage to others. Such a minimum
insurance will cost you about 4000-5000 USD a year. <br>
A full insurance in all directions will cost you maybe 10 times more. <br>
<br>
And if teh sub sinks it will be much cheaper if you raise it by yourself.
Just in case you survife.. <br>
<br>
For transport on a road you can insure the boat just as cargo or Motorboat. <br>
The insurance will not see a special risk in that. And for storage it should be
the same. <br>
<br>
vbr Carsten<br>
<br>
<br>
<br>
"hank pronk" <hanker_20032000@yahoo.ca> schrieb: <u1:p><o:p></o:p></p>
<div>
<div>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
background:white'><font size=3 color=black face=Helvetica><span
style='font-size:12.0pt;font-family:Helvetica;color:black'>I have made an
attempt to buy insurance for my sub. I contacted my insurance broker that
I deal with for my business as well as my daughter who is an insurance
broker. It is not possible unless the sub is certified. I was only
looking for insurance to cover loss during storage and during transport.
I was only looking for a set amount to cover my actual costs. <u1:p></span></font><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
background:white'><font size=3 color=black face=Helvetica><span
style='font-size:12.0pt;font-family:Helvetica;color:black'>My next attempt will
be adding cargo insurance through my business and maybe my home insurance can
be modified.<u1:p></span></font><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
background:white'><font size=3 color=black face=Helvetica><span
style='font-size:12.0pt;font-family:Helvetica;color:black'>Does anyone have
insurance on a sub here?<u1:p></span></font><o:p></o:p></p>
</div>
<div>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
background:white'><font size=3 color=black face=Helvetica><span
style='font-size:12.0pt;font-family:Helvetica;color:black'>Hank<u1:p></span></font><o:p></o:p></p>
</div>
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<p class=MsoNormal><u1:p><font size=2 face="Courier New"><span
style='font-size:10.0pt;font-family:"Courier New"'> </span></font><o:p></o:p></p>
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